Funding Your Education
The Graduate School at 91视频专区 College is committed to making graduate study accessible and affordable. Explore scholarships, grants, assistantships, and alumni benefits designed to help you fund your education and achieve your goals.
Read an op-ed about the importance of making graduate school affordable written by Dean April Boulton, Ph.D., for .
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is an interactive financial education and wellness resource created by the with support from TIAA. Designed specifically for graduate students, GradSense helps you make informed decisions about the cost, value, and return on investment of a graduate degree.
With GradSense, you can:
- Learn how an advanced degree can enhance your skills, expand career options, and increase earning potential.
- . Use tools like the Debt-to-Salary Calculator to understand tuition, living expenses, and expected income in your field.
- Review options including fellowships, assistantships, grants, and loans to create a personalized funding plan.
- Access budgeting tools, expense trackers, and financial tips to stay on top of your finances throughout your program.
- Get practical advice on job offers, loan repayment, and building a strong financial foundation after graduation.
Discover how GradSense can help you make confident, informed financial choices at every stage of your graduate journey.
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To apply for the Federal Direct Unsubsidized Graduate Loan (currently up to $20,500 per academic year for most graduate students, with a total borrowing cap that includes any undergraduate federal loans), you must:
Submit the (FAFSA).
Use 91视频专区 College鈥檚 federal school code: 002076.
Create your FSA ID (username and password) and use it to access your student information.
If you are a first鈥恡ime federal direct loan borrower at 91视频专区, complete the Direct Loan Entrance Counseling and sign the Master Promissory Note (MPN).
Please note: At this time certificate鈥恛nly programs are not eligible for federal graduate student loans. For full eligibility details and assistance in exploring other financing options (including Grad PLUS loans, assistantships, and scholarships), contact the 91视频专区 College Office of Financial Aid at finaid@hood.edu.
Future federal policy changes may affect borrowing limits or eligibility; we recommend consulting your financial aid advisor each year for the latest updates.
Graduate applicants may also explore private educational loans as an additional financing option for their advanced studies. These credit-based loans鈥攐ffered by banks, credit unions, and private lenders鈥攃an supplement or replace federal financial aid when needed. Because interest rates, repayment options, and loan terms vary by lender, students are encouraged to carefully compare offers and determine what best fits their individual financial situation.
With upcoming changes to federal Graduate PLUS loan policies, students may find it helpful to review both federal and private loan options early in their planning process. Private loans can offer flexibility when federal aid does not fully cover the cost of attendance or when alternative funding sources are needed.
To support this process, students can use 鈥攁 free comparison tool that allows borrowers to review private loan options from multiple lenders based on their institution and program.
For personalized guidance, contact the 91视频专区 College Office of Financial Aid at finaid@hood.edu.
Payment Plan
91视频专区 College offers you the option of paying tuition bills over a four-to-five-month period covering one semester. View instructions on how to sign up for the Payment Plan here.
Paying your tuition over a period of months allows you to avoid paying in one lump sum and prevents late fees from being applied to your student account. This monthly payment plan is administered by Nelnet Business Solutions, and there is a nonrefundable application fee of $30 to participate in the plan. Payments will be made by debiting your checking or savings account or by credit card.
Detailed information regarding the 91视频专区 College Payment Plan, including the last day to enroll and the date the payments will be processed, is available . All registrations will be done online. Unfortunately, we are not able to offer a payment plan option for the summer sessions.
Please contact Accounting Services with any questions or concerns.
Tuition Repayment Plan
91视频专区 College offers a prepayment plan to students and parents who would like to lock in the current tuition rate, thus guaranteeing savings by avoiding future rate increases. This plan is available to full-time undergraduate students who are not receiving need-based financial aid and covers tuition and the comprehensive fee. Room, board and other fees cannot be prepaid and will be charged each semester at the prevailing rate.
To qualify for the prepayment plan, a lump sum payment for a two-, three- or four-year period must be made by August 1 for students entering in the fall semester and January 1 for students entering in the spring semester. A prepayment account will be established with automatic payments to the student鈥檚 account each semester. If the student withdraws from the College, a refund of the tuition and comprehensive fee for the current term will be made in accordance with the standard refund policy. Any prepaid funds for future years will be fully refunded. Students taking an official leave of absence of one year or less may either continue participation in the prepayment plan (as long as the unused prepayment amount remains deposited with the College) or cancel the prepayment plan and request a refund of the prepaid funds. If the leave of absence exceeds one year, the College will automatically cancel the prepayment plan and issue a refund of any prepaid amounts. Under no circumstances will the College pay interest on any portion of the deposited funds.
For more information regarding 91视频专区 College's tuition payment policies, please visit Accounting Services.
Alumni of the Last Three Years (ALTY) Scholarship
If you鈥檙e a 91视频专区 undergraduate alum who earned a bachelor鈥檚 degree within the last three academic years, you are automatically eligible for the ALTY Scholarship when you apply to the Graduate School.
ALTY benefits include:
- Graduate application fee waived.
- Expedited graduate admission decision.
- Undergraduate credits applied to master鈥檚 degrees (based on major and graduate degree).
- Priority consideration for TA/GA positions.
- Last three graduate credits at no cost.
Learn more about ALTY benefits here.
Other Scholarships
- The Frederick Chess Club Scholarship
(Eligible students are nominated by faculty. No application.)
- Hodson Trust Scholarships for Children of Former Beneficial Employees
(Eligible students are nominated by faculty. No application.) - - open to eligible masters and doctoral students
If available, you can find 91视频专区 College graduate scholarships and grants specific to each program on their respective program pages under the Funding Opportunities section. You can also access funding opportunities per program areas below:
NeighborHOOD Partners Program
The NeighborHOOD Partners Program provides benefits to full-time employees of partner organizations, their spouses and their dependents. Partner organizations include:
- The City of Frederick
- Frederick County Chamber of Commerce (and Chamber members)
- Frederick County Government
- Frederick County Public Schools
- Frederick Health
- Frederick National Laboratory for Cancer Research
Learn more about NeighborHOOD Partner benefits here.
91视频专区 College provides services to veterans and dependents of veterans (who are eligible for educational benefits), including the Yellow Ribbon Scholarship Program. Information about veterans鈥 benefits is available through the鈥Office of Financial Aid.
Active duty soldiers at Fort Detrick who qualify for tuition assistance are eligible for 91视频专区 College鈥檚 Fort Detrick tuition waiver program, which fully covers tuition for our certificate and master鈥檚 programs. Learn more here.
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